FIN/S Robo Advisor is a digital platform available anytime, accessible from anywhere through PCs, tablets or mobile devices facilitating and enabling the automation of operations. Time-consuming procedures are simplified, offering prospective clients an easy and user friendly way for staying on track to their individual goals. FIN/S Robo Advisor basic functionalities are Self-registration, Document Management, Investors’ Risk Profile Identification, Portfolio configuration and Automatic Portfolio Rebalancing and Monitoring. FIN/S Robo Advisor allows financial institutions to offer a new automated investment management service at a significant lower cost.
Self-registration of new clients
Prospective clients proceed with their registration and open their own Client Account. At the same time Compliance Procedures for opening – checking – accepting of a new client, begin. Bank’s authorized personnel supervises and controls these procedures.
During self-registration process, FIN/S Robo Advisor checks and alerts for any prospective clients identified in various negative/black lists.
Prospective clients submit-upload the required documents to the Bank.
When the process is completed, authorized personnel is automatically notified so as to check and endorse the new clients through simple procedures.
Automatic Portfolio Management
Investment Risk Identification
The client/investor fills the user friendly Questionnaire set by the Bank.
FIN/S automatically calculates scoring and classifies the investor in the appropriate investment class. The results of this classification are available to investors through analytical and fully explanatory forms.
Once client’s registration is approved and completed, FIN/S Robo Advisor suggests the investment proposal, personalized to client’s investment profile.
Investment proposals rely on predefined optimal portfolio models of multicurrency investments and are designed by Bank’s expertized personnel.
Investors have access to a trial-exploratory period so as to perform multi scenarios on how the portfolio progresses through rebalancing, and thus obtain an analytical perspective of the portfolio’s expected returns.
Automated Portfolio Management
The client, with very simple actions, can decide whether to proceed and accept the investment proposal and thus create the new investment portfolio.
From then on, the client gains access to the FIN/S on-line update platform, that provides all necessary information either via web or through a Mobile App.
Through easy-to-use functions, each client can set strategies (such as profit taking, stop loss) and either get notifications when the criteria are met, or automatically launch investment orders.
FIN/S Robo Advisor, supports EFFECT Interfaces engine for the integration with Brokers, custodian banks, fund managers and other counter parties.
In addition, FIN/S through the Risk Management module offers to the Bank all the needed tools in order to design optimal portfolio models and cover a wide range of investment profile needs.
This module is also enriched with Investment analysis and portfolios’ optimizations that are generated through complex mathematical algorithms based on the Markowitz theory.